Covered Call ETF (JEPI / QYLD) vs. Dividend Growth Simulator

Compare immediate double-digit option premium cash flow against long-term dividend growth, capital appreciation, and total return.

Portfolio Capital & Yield Tiers

Initial Invested Capital ($)

Covered Call ETF Distribution Yield (% - e.g. JEPI 8.5%, QYLD 11.5%)

Dividend Growth Portfolio Starting Yield (% - e.g. SCHD 3.6%)

Dividend Annual Growth Rate (DGR %)

Simulation Timeframe (Years)

Year 1 Income: Covered Call Strategy

$23,000 / yr ($1,917/mo)

Year 1 Income: Dividend Growth Strategy

$9,000 / yr ($750/mo)

10-Year Cumulative Income (Covered Call)

$230,000 Total Cash Distributed

10-Year Total Portfolio Wealth (DGI With Capital Growth)

$543,890 (Outperforms by ~$115k Total Return)